Some FAQs

Some FAQs

Who are you? We are a foundation that runs a listening and guidance center to promote sound money management. We were born in 1995 thanks to the eight per thousand that the Adventist Christian Church receives each year at the choice of taxpayers. What do you do?...
Paul

Paul

Paul on the phone tells us about his debts. He has as many as ten monthly disbursements between salary assignment and proxy, mortgage, various loans with banks and financial institutions, and revolving cards. In addition to these commitments, he owes money to a cousin...
Ernesto

Ernesto

My name is Ernesto, I am 53 years old, I live with my 16-year-old daughter in the house that I managed with sacrifice and willpower to build for myself and on which I obtained a renovation mortgage a few years ago. Unfortunately, last year I had serious family...
Louis and Elsa

Louis and Elsa

Luigi and Elsa ask us for an appointment because they are worried about their debts; they have not been able to make regular payments for a few months. They have a mortgage that is coming to an end, less than a year, a V assignment, and a loan with a finance company....
Debit, credit, prepaid or revolving card?

Debit, credit, prepaid or revolving card?

Today, more and more, we hear about credit, debit, prepaid, and revolving cards. All systems that make it possible to pay  acquisitions quickly and easily. But is this really the case? What are the differences between one type of paper and another? Let’s...
Augusto and Patrizia

Augusto and Patrizia

Augusto and Patrizia are two retirees in their 70s, former math teachers she and English teacher he. They have no children and have lived in a rented apartment for as long as they can remember. Monthly expenses are slightly higher than average due to an expensive...
Antonello

Antonello

“After years of waiting, finally the company I was working for granted me the desired transfer. I dreamed of being able to work in Rome for a long time. With my wife we celebrate. Of course, she would have to look for another little job, but it was not a problem...
Andreina

Andreina

“My parents passed on to me a sense of propriety and family, and they raised me in decorum and education. I continued to live these values even as I married and raised my two children. I didn’t think at all that I would be in trouble, it was completely...
The first stage of “Nothing for Nothing”

The first stage of “Nothing for Nothing”

The play “Nothing for Nothing. Stories Suspended Between Overindebtedness and Usury” began its tour among high schools in the capital on Tuesday, April 28. The first stop took place at the State Higher Education Institute “Enzo Ferrari,” where...
Nicholas

Nicholas

NICOLA, friend of ADVENTUM Onlus Foundation “After the separation I found myself with a heavy monthly financial outlay: the allowance for my two children-who lived with their mother-three financing payments and the rent for my new studio apartment. Despite the...