Dedicates 30% of income for personal expenses
A great many people suggest, in application of the
50-30-20 rule
or advice from major industry figures, to use no more than 30 percent of monthly earnings for personal expenses, i.e., travel, dinners out, birthday gifts or subscriptions to gyms, newspapers and more.
If you have a monthly budget, you can plan for extra expenses and avoid spending more than you earn on something superfluous.
Here, too, the use of the
financial diary (click here and find out what it is).
Find out who we are
We deal with over-indebtedness prevention related to usury risk every day throughlistening, counseling and support. We are approached by employees and retirees who are in a situation of imbalance between income and expenses and cannot pay their debts.
In the video we show you the steps to follow to receive free support.
If you find yourself in a similar situation, please contact us!
Learn about other financial best practices
Good financial advice #03 Set a periodic budget
Planning is everything in finance. Setting a periodic budget for expenses is essential to avoid living a life beyond your means.
Good financial advice #02 Keep track of your wealth
Keeping track of expenses and income is essential to be aware of one’s finances and to make decisions.
Good financial advice #01 Create a financial diary
Learn about good financial education habits to better manage your money.
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