Surely the best way to spend one’s earnings is in experiences. Objects leave time for themselves, while experiences make you happier and allow you to have fewer second thoughts about spending.
It is much cheaper to spend our money on something beautiful to remember, rather than on purchases of tangible goods; this will certainly make us happier. For several years now, a stream of psychologists has been trying to prove that living an experience causes greater well-being to our minds than the possession of objects.
The basic concept is that investing in memories fulfills us more than a day of compulsive shopping. It all starts with the idea that buying experiences, such as a trip, a vacation, a concert, a show, brings usmuch more happiness than, perhaps, buying a new dress, an object we like, a fashion accessory.
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We deal with over-indebtedness prevention related to usury risk every day throughlistening, counseling and support. We are approached by employees and retirees who are in a situation of imbalance between income and expenses and cannot pay their debts.
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Learn about other financial best practices
Good financial advice #13 | Make savings part of monthly budget
Savings are part of the monthly budget, so you can easily manage income and expenses and in case choose to change the budget for a month if there are pressing needs to be met.
Good financial advice #12 | If you get a raise, increase your savings
If your income increases, because you receive a raise on your salary for example, it is a good habit to increase your savings accordingly.
Good financial advice #11 Think about tomorrow
Try to have clear goals to plan a life and economic path that can lead you to their realization.
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