Choose a mantra, or rather a phrase, that can help you curb your purchases and rationally choose what expenditures to make and how to use your budget thus trying to curb your instincts.
It might be useful, for example, to break down the price into labor hours to fully understand whether it is an affordable purchase or not.
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We deal with over-indebtedness prevention related to usury risk every day throughlistening, counseling and support. We are approached by employees and retirees who are in a situation of imbalance between income and expenses and cannot pay their debts.
In the video we show you the steps to follow to receive free support.
If you find yourself in a similar situation, please contact us!
Learn about other financial best practices
Good financial advice #13 | Make savings part of monthly budget
Savings are part of the monthly budget, so you can easily manage income and expenses and in case choose to change the budget for a month if there are pressing needs to be met.
Good financial advice #12 | If you get a raise, increase your savings
If your income increases, because you receive a raise on your salary for example, it is a good habit to increase your savings accordingly.
Good financial advice #11 Think about tomorrow
Try to have clear goals to plan a life and economic path that can lead you to their realization.
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