Choose a mantra, or rather a phrase, that can help you curb your purchases and rationally choose what expenditures to make and how to use your budget thus trying to curb your instincts.
It might be useful, for example, to break down the price into labor hours to fully understand whether it is an affordable purchase or not.
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We deal with over-indebtedness prevention related to usury risk every day throughlistening, counseling and support. We are approached by employees and retirees who are in a situation of imbalance between income and expenses and cannot pay their debts.
In the video we show you the steps to follow to receive free support.
If you find yourself in a similar situation, please contact us!
Learn about other financial best practices
Good financial advice #16 | Balance your portfolio every year
If you set up your financial plan with the idea that savings should be used only in emergencies, you will certainly avoid finding yourself without a savings fund to draw on.
Good financial advice #15 | Use savings only for emergencies
If you set up your financial plan with the idea that savings should be used only in emergencies, you will certainly avoid finding yourself without a savings fund to draw on.
Good financial advice #14 | Keep your savings aside
Savings are part of the monthly budget, so you can easily manage income and expenses and in case choose to change the budget for a month if there are pressing needs to be met.
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