Paul

Paul

Paul on the phone tells us about his debts. He has as many as ten monthly disbursements between salary assignment and proxy, mortgage, various loans with banks and financial institutions, and revolving cards. In addition to these commitments, he owes money to a cousin...
Ernesto

Ernesto

My name is Ernesto, I am 53 years old, I live with my 16-year-old daughter in the house that I managed with sacrifice and willpower to build for myself and on which I obtained a renovation mortgage a few years ago. Unfortunately, last year I had serious family...
Louis and Elsa

Louis and Elsa

Luigi and Elsa ask us for an appointment because they are worried about their debts; they have not been able to make regular payments for a few months. They have a mortgage that is coming to an end, less than a year, a V assignment, and a loan with a finance company....
Debit, credit, prepaid or revolving card?

Debit, credit, prepaid or revolving card?

Today, more and more, we hear about credit, debit, prepaid, and revolving cards. All systems that make it possible to pay  acquisitions quickly and easily. But is this really the case? What are the differences between one type of paper and another? Let’s...
Augusto and Patrizia

Augusto and Patrizia

Augusto and Patrizia are two retirees in their 70s, former math teachers she and English teacher he. They have no children and have lived in a rented apartment for as long as they can remember. Monthly expenses are slightly higher than average due to an expensive...