{"id":36877,"date":"2023-02-09T15:59:04","date_gmt":"2023-02-09T14:59:04","guid":{"rendered":"https:\/\/adventum.org\/buenos-consejos-financieros-24-aprende-a-decir-no\/"},"modified":"2024-06-10T14:42:22","modified_gmt":"2024-06-10T12:42:22","slug":"buenos-consejos-financieros-24-aprende-a-decir-no","status":"publish","type":"post","link":"https:\/\/adventum.org\/es\/buenos-consejos-financieros-24-aprende-a-decir-no\/","title":{"rendered":"Buenos consejos financieros #24 | Aprende a decir no"},"content":{"rendered":"

[et_pb_section fb_built=\u00bb1″ _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb da_disable_devices=\u00bboff|off|off\u00bb global_colors_info=\u00bb{}\u00bb da_is_popup=\u00bboff\u00bb da_exit_intent=\u00bboff\u00bb da_has_close=\u00bbon\u00bb da_alt_close=\u00bboff\u00bb da_dark_close=\u00bboff\u00bb da_not_modal=\u00bbon\u00bb da_is_singular=\u00bboff\u00bb da_with_loader=\u00bboff\u00bb da_has_shadow=\u00bbon\u00bb][et_pb_row _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.19.0″ _module_preset=\u00bbdefault\u00bb min_height=\u00bb99.4px\u00bb hover_enabled=\u00bb0″ global_colors_info=\u00bb{}\u00bb sticky_enabled=\u00bb0″]<\/p>\n

\u00bfAlguna vez ha tenido que autoimponerse un l\u00edmite de gasto que no sobrepasa para poder ahorrar dinero a final de mes? Desde luego, no es f\u00e1cil cuadrar todas las cuentas.<\/span><\/p>\n

Quiz\u00e1 te ayude empezar a usar una palabra m\u00e1gica: no.<\/p>\n

\u00bfBasta con decir que no?
<\/strong>Obviamente no nos referimos a \u00abno, hoyno ahorro<\/em>\u00ab, sino a empezar a decir\u00abno, hoy no salgo<\/em>\u00ab,\u00abno hoy no compro<\/em>\u00ab.<\/span><\/p>\n

Podemos resumir el concepto como: \u00ab
\n no, hoy no voy a gastar<\/em>
\n<\/strong>.\u00bb<\/span><\/p>\n

Hay muchas teor\u00edas sobre c\u00f3mo ahorrar dinero, y los economistas y conductistas m\u00e1s cotizados dedican su tiempo a este tema, pero como en todo, cada persona debe sentirse libre para hacer su propia experiencia y, a partir de ah\u00ed, averiguar qu\u00e9 m\u00e9todo se adapta mejor a su forma de ser.<\/span><\/p>\n

Estamos de acuerdo en que, al menos durante un periodo de nuestras vidas, hemos experimentado el \u00abno\u00bb.<\/span><\/p>\n


\n \u00bfA qu\u00e9 hay que decir que no?<\/strong>
\n
\n<\/span>Seguro que a todo el mundo le ha pasado recibir una invitaci\u00f3n de unos amigos para cenar, salir y, cuando acaba la velada, pensar\u00abquiz\u00e1 podr\u00eda haber evitado salir, voy a estar dos tardes fuera<\/em>\u00ab.<\/span><\/p>\n

Este es un ejemplo en el que podemos decir \u00abno\u00bb a lo superfluo<\/strong>, a lo que, por alguna raz\u00f3n, hacemos y nos permitimos aunque en alg\u00fan lugar sintamos que realmente podr\u00edamos prescindir de ello<\/span>.<\/p>\n

 <\/p>\n

\u00bfC\u00f3mo saber a qu\u00e9 decir \u00abno\u00bb?<\/strong><\/p>\n

1. Un buen punto de partida es calcular cu\u00e1nto podemos gastar <\/strong>. Para ello, es \u00fatil empezar utilizando la
\n agenda financiera<\/strong>
\n<\/a> en la que anotar todas las partidas de gastos. Esto nos ayuda a verificar exactamente cu\u00e1ntas salidas tenemos en realidad en comparaci\u00f3n con lo que imaginamos. Recuerde que es esencial llevar un registro de todos los gastos. Incluso el desayuno en la cafeter\u00eda, aunque sea un gasto peque\u00f1o, debe anotarse en la agenda.<\/span><\/p>\n

Una vez que nos damos cuenta de d\u00f3nde vamos demasiado lejos, est\u00e1 hecho. \u00bfQu\u00e9 punto nos ha sorprendido m\u00e1s?<\/strong> \u00bfD\u00f3nde podr\u00edamos reducir los resultados? Bueno, ahora ya sabemos a qu\u00e9 tenemos que decir que no. \u00bfNos pasamos con las compras?<\/strong> Decidimos cu\u00e1l es la cantidad m\u00e1xima que podemos gastar en un mes y nos esforzamos por mantenernos dentro de ese l\u00edmite.<\/span><\/p>\n

Un no que puede hacernos felices
<\/strong>Por muy dif\u00edcil que sea decir que no a una cena con amigos o al cine, la gratificaci\u00f3n de ver que lo has conseguido ser\u00e1 realmente grande. Has conseguido marcarte objetivos y alcanzarlos<\/strong>.
<\/span><\/p>\n

En resumen, lo \u00fanico que tenemos que hacer para ahorrar dinero es aprender a decir que no, y esto tambi\u00e9n nos har\u00e1 m\u00e1s felices y euf\u00f3ricos.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb background_enable_image=\u00bboff\u00bb custom_padding=\u00bb60px|||||\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb min_height=\u00bb33px\u00bb global_colors_info=\u00bb{}\u00bb]<\/p>\n

Descubra otras buenas pr\u00e1cticas financieras<\/h1>\n

[\/et_pb_text][et_pb_blog fullwidth=\u00bboff\u00bb posts_number=\u00bb3″ include_categories=\u00bb87″ use_overlay=\u00bbon\u00bb hover_overlay_color=\u00bbrgba(255,204,51,0.56)\u00bb hover_icon=\u00bb||fa||900″ _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb border_color_all=\u00bbRGBA(255,255,255,0)\u00bb border_width_left=\u00bb0px\u00bb border_radii_image=\u00bbon|13px|13px|13px|13px\u00bb global_colors_info=\u00bb{}\u00bb][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00bb1″ _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb da_disable_devices=\u00bboff|off|off\u00bb global_colors_info=\u00bb{}\u00bb da_is_popup=\u00bboff\u00bb da_exit_intent=\u00bboff\u00bb da_has_close=\u00bbon\u00bb da_alt_close=\u00bboff\u00bb da_dark_close=\u00bboff\u00bb da_not_modal=\u00bbon\u00bb da_is_singular=\u00bboff\u00bb da_with_loader=\u00bboff\u00bb da_has_shadow=\u00bbon\u00bb][et_pb_row _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_column type=\u00bb4_4″ _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb][et_pb_text _builder_version=\u00bb4.16″ _module_preset=\u00bbdefault\u00bb global_colors_info=\u00bb{}\u00bb]S\u00edganos en nuestras redes sociales
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\u00bfAlguna vez ha tenido que autoimponerse un l\u00edmite de gasto que no sobrepasa para poder ahorrar dinero a final de mes? Desde luego, no es f\u00e1cil cuadrar todas las cuentas.<\/p>\n

Quiz\u00e1 te ayude empezar a usar una palabra m\u00e1gica: no.<\/p>\n","protected":false},"author":11,"featured_media":34970,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[302,296,200,294],"tags":[323,218,288,233,216,287],"class_list":["post-36877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buen-asesoramiento-financiero","category-educacion-financiera","category-noticias","category-sobreendeudamiento","tag-adventum-es","tag-deudas","tag-gestion-del-dinero","tag-gestion-del-dinero-familiar","tag-ingresos-es","tag-presupuesto-familiar"],"yoast_head":"\nBuenos consejos financieros #24 | Aprende a decir no - Fondazione Adventum - Solidariet\u00e0 Antisura<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/es\/buenos-consejos-financieros-24-aprende-a-decir-no\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buenos consejos financieros #24 | Aprende a decir no - Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"og:description\" content=\"\u00bfAlguna vez ha tenido que autoimponerse un l\u00edmite de gasto que no sobrepasa para poder ahorrar dinero a final de mes? 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