{"id":35217,"date":"2019-03-27T11:50:27","date_gmt":"2019-03-27T10:50:27","guid":{"rendered":"https:\/\/adventum.org\/empezar-con-un-euro\/"},"modified":"2023-04-17T09:43:28","modified_gmt":"2023-04-17T07:43:28","slug":"empezar-con-un-euro","status":"publish","type":"post","link":"https:\/\/adventum.org\/es\/empezar-con-un-euro\/","title":{"rendered":"Empezar con un euro"},"content":{"rendered":"<p>[et_pb_section fb_built=\u00bb1&#8243; _builder_version=\u00bb4.5.6&#8243; hover_enabled=\u00bb0&#8243; custom_padding=\u00bb2px||||false|false\u00bb][et_pb_row _builder_version=\u00bb3.25&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb][et_pb_column type=\u00bb4_4&#8243; _builder_version=\u00bb3.25&#8243; custom_padding=\u00bb|||\u00bb custom_padding__hover=\u00bb|||\u00bb][et_pb_text _builder_version=\u00bb4.5.6&#8243; background_size=\u00bbinitial\u00bb background_position=\u00bbtop_left\u00bb background_repeat=\u00bbrepeat\u00bb hover_enabled=\u00bb0&#8243; text_line_height=\u00bb1.4em\u00bb]<\/p>\n<p>En el bestseller internacional <em>Los secretos de la mente millonaria,<\/em> T. Harv Eker sugiere a los lectores que <strong>inicien de inmediato su programa de libertad financiera dividiendo su liquidez, sea cual sea su cuant\u00eda, incluso un solo d\u00f3lar, en cinco cuentas o huchas diferentes<\/strong>. Seg\u00fan Eker <strong>, esta distribuci\u00f3n de la riqueza<\/strong> no es s\u00f3lo un juego en el mundo f\u00edsico, sino un principio espiritual, <strong>es demostrarnos a nosotros mismos y al mundo que somos capaces de manejar el dinero adecuadamente<\/strong>. El autor afirma que <em>el h\u00e1bito de manejar el dinero cuenta m\u00e1s que la cantidad de dinero<\/em> en s\u00ed misma.<\/p>\n<p><strong>Comienza con una primera cuenta denominada CCLF (Cuenta Corriente de Libertad Financiera) en la que se deposita el 10% de la liquidez<\/strong>  (a partir de un euro, diez c\u00e9ntimos), esta cuenta no se debe tocar NUNCA, para ninguna emergencia, y s\u00f3lo est\u00e1 destinada a la inversi\u00f3n o a la creaci\u00f3n de ingresos pasivos, cuando te jubiles podr\u00e1s disfrutar de los ingresos de esta cuenta, pero sin tocarla.  <strong>Entonces<\/strong>respetando la ley del equilibrio,  <strong>tienes que pagar el 10%<\/strong>  (otros diez c\u00e9ntimos de nuestro euro)  <strong>en la Cuenta de Ocio<\/strong>  porque la nuestra es una naturaleza hol\u00edstica y no tenemos garant\u00edas de triunfar en el futuro si s\u00f3lo nos centramos en la l\u00f3gica y la responsabilidad, tenemos que darnos una vuelta por el mundo l\u00fadico. Este dinero, una vez acumulado en una cantidad adecuada, debe gastarse en hacer cosas realmente especiales (una comida en un restaurante, un masaje en un balneario, algo extravagante que entrene la capacidad de hacer divertida la gesti\u00f3n financiera).  <strong>Las otras partidas son una cuenta de ahorro a largo plazo para gastos imprevistos, a la que se destina el 10%, una cuenta de formaci\u00f3n personal, otro 10%<\/strong>  (para libros, cursos, seminarios, conferencias, suscripciones),  <strong>una cuenta para Donaciones, que sigue siendo del 10% y una cuenta para Necesidades, en la que se ingresar\u00e1 el 50%.<\/strong>.  <strong>Por \u00faltimo, la Hucha de la Libertad Financiera (LF) en la que siempre metes dinero, cualquier cantidad, incluso uno o dos c\u00e9ntimos si ese d\u00eda no tienes m\u00e1s.<\/strong>  La hucha LF pretende consolidar el h\u00e1bito de adquirir autonom\u00eda financiera. Cinco cuentas, o cinco carteras, y una hucha para crear una mente que sepa manejar el dinero y <em>le encante<\/em> hacerlo.<\/p>\n<p>Hacia el final del libro, Eker relata uno de los pasos clave de su metamorfosis de pobre a rico.<br \/>  \u00abCuando estaba arruinado en mi juventud, tuve la suerte de recibir algunos consejos de un amigo multimillonario que se apiad\u00f3 de mi desgracia. Todav\u00eda recuerdo lo que me dijo: <em>&#8216;Harv, si no tienes tanto \u00e9xito como te gustar\u00eda, significa que hay algo que no sabes&#8217;<\/em>. Afortunadamente, me tom\u00e9 su sugerencia al pie de la letra. Y de &#8216;el que todo lo sabe&#8217; pas\u00e9 a ser &#8216;el que todo lo aprende&#8217;. Desde ese momento mi vida cambi\u00f3&#8230;\u00bb.<\/p>\n<p>El hilo conductor del libro es precisamente el <strong>concepto de cambio de mentalidad<\/strong>.  <span style=\"text-decoration: underline;\"><strong>Hay algo que no sabemos si tenemos dificultades econ\u00f3micas y, sin juzgarnos sino por pura conveniencia, se nos invita a crecer en todos los \u00e1mbitos de la vida y a tomar nuevas decisiones. A partir de un euro.<\/strong><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>En el bestseller internacional Los secretos de la mente millonaria, T. Harv Eker sugiere a los lectores que inicien de inmediato su programa de libertad financiera dividiendo su liquidez, sea [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":34414,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[200],"tags":[276,275],"class_list":["post-35217","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-dificultades-financieras","tag-libertad-financiera"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Empezar con un euro - Fondazione Adventum - Solidariet\u00e0 Antisura<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/es\/empezar-con-un-euro\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empezar con un euro - Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"og:description\" content=\"En el bestseller internacional Los secretos de la mente millonaria, T. 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