{"id":37083,"date":"2022-04-14T09:00:24","date_gmt":"2022-04-14T07:00:24","guid":{"rendered":"https:\/\/adventum.org\/good-financial-advice-03-set-a-periodic-budget\/"},"modified":"2024-06-10T14:45:25","modified_gmt":"2024-06-10T12:45:25","slug":"good-financial-advice-03-set-a-periodic-budget","status":"publish","type":"post","link":"https:\/\/adventum.org\/en\/good-financial-advice-03-set-a-periodic-budget\/","title":{"rendered":"Good financial advice #03 Set a periodic budget"},"content":{"rendered":"\n[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.8.1&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.8.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.8.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<div class=\"\" data-block=\"true\" data-editor=\"ea0ct\" data-offset-key=\"6asq1-0-0\">\n<div data-offset-key=\"6asq1-0-0\" class=\"_1mf _1mj\">\n<p>The third tip in the column on good financial advice is:<\/p>\n<p style=\"text-align: left;\"><strong><span style=\"font-size: xx-large;\">Set a periodic budget<\/span><\/strong><\/p>\n<p><strong><\/strong>Planning is everything in finance. Setting a periodic budget for expenses is essential to avoid living a life beyond your means.<\/p>\n<p>To do this, it is necessary to keep track of net income and expenses to be incurred, only in this way can it be determined-considering savings as well-when to spend each month on necessary expenses (such as bills, rent, and various fees) and extra expenses, i.e., those related to dining out, travel, and shopping. To explore this in more detail, we encourage you to read the<a href=\"https:\/\/adventum.org\/buoni-consigli-finanziari-01-crea-un-diario-finanziario\/\">in-depth article on financial journaling and useful tools to get started<\/a>.<\/p>\n<p><span>A budget can help you <strong>pay off an overdue debt<\/strong>, take charge of your financial future, and even become a more peaceful and relaxed person. Depending on the circumstances, <strong>an appropriate budget will not necessarily force you to spend less<\/strong>. Instead, it may simply be that you need to make more forward-looking economic decisions.<\/span><\/p>\n<p>Today, too, we recommend that you get started right away and get some practical tools to help you keep on top of things in an<span style=\"font-size: 20px;\">easy and fun way<\/span>.<\/p>\n<div data-offset-key=\"app4g-0-0\" class=\"_1mf _1mj\">\n<p>Find out how to keep track<span style=\"font-size: 20px;\">of income and expenses with the <\/span><span style=\"font-size: 20px;\"> <\/span><a href=\"https:\/\/amzn.to\/3iOZHa3\" style=\"font-size: 20px;\">\n  <strong>Kakebo<\/strong>\n<\/a><span style=\"font-size: 20px;\"> the home account planner to save money and manage your expenses without stress.<\/span><\/p>\n<p><a href=\"https:\/\/adventum.org\/wp-content\/uploads\/2022\/04\/61BukL7DZPL.jpeg\"><\/a><\/p>\n<\/div>\n<div data-offset-key=\"app4g-0-0\" class=\"_1mf _1mj\">\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<blockquote><\/blockquote>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/adventum.org\/wp-content\/uploads\/2022\/04\/KAKEBO.jpeg&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; title_text=&#8221;KAKEBO&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; column_structure=&#8221;3_5,2_5&#8243; min_height=&#8221;382.6px&#8221; custom_margin=&#8221;|auto|70px|auto||&#8221;][et_pb_column _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; type=&#8221;3_5&#8243;][et_pb_text _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; custom_padding=&#8221;|0px||||&#8221;]<div data-offset-key=\"app4g-0-0\" class=\"_1mf _1mj\">\n<p>You can also manage everything from your smartphone with a<span> <\/span><strong>mobile app for expense management<\/strong>. There are several and with different functions.<\/p>\n<\/div>\n<div data-offset-key=\"app4g-0-0\" class=\"_1mf _1mj\">\n<p><span data-offset-key=\"app4g-0-0\">Here we recommend one that we think has all the necessary tools. It is called <a href=\"https:\/\/monefy.me\/\">\n  <strong>Monefy<\/strong>\n<\/a> and is available for <strong>iOS<\/strong> and <strong>Android<\/strong>.<\/span><\/p>\n<\/div>[\/et_pb_text][\/et_pb_column][et_pb_column _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; type=&#8221;2_5&#8243;][et_pb_gallery _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; gallery_ids=&#8221;33099,33100,33101&#8243; fullwidth=&#8221;on&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; width=&#8221;79%&#8221;][\/et_pb_gallery][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; padding_mobile=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;row&#8221; _builder_version=&#8221;4.14.9&#8243; background_image=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2020\/08\/Risorsa-1-8.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_module=&#8221;32968&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_video_slider _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-4px|0px||25px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video_slider_item src=&#8221;https:\/\/www.youtube.com\/watch?v=vpsK0yhFecQ&#8221; image_src=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2022\/02\/Copertina-YT_Cose-Adventum.png&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][et_pb_video_slider_item src=&#8221;https:\/\/www.youtube.com\/watch?v=S_R5o3oyjc8&#8243; image_src=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2022\/02\/Copertina-YT_Come-accedere-a-finanziamento.png&#8221; _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][et_pb_video_slider_item src=&#8221;https:\/\/youtu.be\/ZYew-XIL_Ww&#8221; image_src=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2022\/02\/Copertina-YT_Chi-puo-beneficiare.png&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][et_pb_video_slider_item src=&#8221;https:\/\/www.youtube.com\/watch?v=GBEGemYO9Qs&#8221; image_src=&#8221;https:\/\/adventum.org\/wp-content\/uploads\/2022\/03\/Copertina-YT_Criteri-di-meritevolezza.png&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][\/et_pb_video_slider][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans|600|||||||&#8221; text_font_size=&#8221;19px&#8221; text_line_height=&#8221;1.1em&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;0px|11px|10px|0px|false|false&#8221; text_font_size_tablet=&#8221;17px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<p>Learn more about the <strong>Adventum Foundation<\/strong>, its activities and the free services it offers.<\/p>\n<p>Watch the videos to learn more.<\/p>\n<p>If you find yourself in an <strong>over-indebtedness<\/strong> situation or if you think the only solution is the loan shark, contact us, we can give you <strong>practical<\/strong> and <strong>legal<\/strong> <strong>support<\/strong> to solve your problems.<\/p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2021\/03\/Brochure_Fondo_Prevenzione_Usura_agg._09072020.pdf&#8221; button_text=&#8221;CONTACT US&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.14.7&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#f1c65f&#8221; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#f1c65f&#8221; button_border_radius=&#8221;100px&#8221; button_font=&#8221;|600|||||||&#8221; button_icon=&#8221;&#x3d;||divi||400&#8243; background_layout=&#8221;dark&#8221; button_bg_color_tablet=&#8221;&#8221; button_bg_color_phone=&#8221;&#8221; button_bg_color_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f1c65f&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#ffffff&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;60px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;33px&#8221; global_colors_info=&#8221;{}&#8221;]<h1>Learn about other financial best practices<\/h1>[\/et_pb_text][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;3&#8243; include_categories=&#8221;87&#8243; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; border_width_left=&#8221;0px&#8221; border_radii_image=&#8221;on|13px|13px|13px|13px&#8221; global_colors_info=&#8221;{}&#8221; use_overlay=&#8221;on&#8221; hover_icon=&#8221;&#xf1ea;||fa||900&#8243; hover_overlay_color=&#8221;rgba(255,204,51,0.56)&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<p>Follow us on our social media<\/p>[\/et_pb_text][et_pb_social_media_follow _builder_version=&#8221;4.14.9&#8243; 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Setting a periodic budget for expenses is essential to avoid living a life beyond your means.<\/p>\n","protected":false},"author":12,"featured_media":34863,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[295,300,201,299],"tags":[301,258,212,210,208,284,242,243,272,247,207,209,204,283,206,241,213,250],"class_list":["post-37083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education","category-good-financial-advice","category-news-en","category-overindebtedness","tag-adventum-en","tag-adventum-foundation","tag-compulsory-exits","tag-debt","tag-debts","tag-family-budget","tag-family-expenses","tag-family-money-management","tag-invest-money","tag-loans","tag-outputs","tag-overindebtedness","tag-rate-en","tag-responsible-use-of-money","tag-revenue","tag-salary","tag-usury-risk","tag-wear"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Good financial advice #03 Set a periodic budget - Fondazione Adventum - Solidariet\u00e0 Antisura<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/en\/good-financial-advice-03-set-a-periodic-budget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Good financial advice #03 Set a periodic budget - Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"og:description\" content=\"Planning is everything in finance. Setting a periodic budget for expenses is essential to avoid living a life beyond your means.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/adventum.org\/en\/good-financial-advice-03-set-a-periodic-budget\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-14T07:00:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-10T12:45:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/adventum.org\/wp-content\/uploads\/2022\/04\/3.-Imposta-un-budget-periodico.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alberto Olivucci\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alberto Olivucci\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/\"},\"author\":{\"name\":\"Alberto Olivucci\",\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/#\\\/schema\\\/person\\\/45793d704605cc3bd90c09ed07a629f7\"},\"headline\":\"Good financial advice #03 Set a periodic budget\",\"datePublished\":\"2022-04-14T07:00:24+00:00\",\"dateModified\":\"2024-06-10T12:45:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/\"},\"wordCount\":1433,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/adventum.org\\\/wp-content\\\/uploads\\\/2022\\\/04\\\/3.-Imposta-un-budget-periodico.jpg\",\"keywords\":[\"Adventum\",\"adventum foundation\",\"compulsory exits\",\"debt\",\"debts\",\"family budget\",\"family expenses\",\"family money management\",\"invest money\",\"loans\",\"outputs\",\"overindebtedness\",\"rate\",\"responsible use of money\",\"revenue\",\"salary\",\"usury risk\",\"wear\"],\"articleSection\":[\"Financial education\",\"Good financial advice\",\"News\",\"Overindebtedness\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/\",\"url\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-03-set-a-periodic-budget\\\/\",\"name\":\"Good financial advice #03 Set a periodic budget - 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