{"id":36986,"date":"2022-07-18T15:01:46","date_gmt":"2022-07-18T13:01:46","guid":{"rendered":"https:\/\/adventum.org\/good-financial-advice-13-make-savings-part-of-monthly-budget\/"},"modified":"2024-06-10T14:43:08","modified_gmt":"2024-06-10T12:43:08","slug":"good-financial-advice-13-make-savings-part-of-monthly-budget","status":"publish","type":"post","link":"https:\/\/adventum.org\/en\/good-financial-advice-13-make-savings-part-of-monthly-budget\/","title":{"rendered":"Good financial advice #13 | Make savings part of monthly budget"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; min_height=&#8221;99.4px&#8221;]<\/p>\n<p><span>Savings are part of the monthly budget, so you can easily manage income and expenses and in case choose to change the budget for a month if there are pressing needs to be met. In such cases, here are some practical tips on how to deal with the unexpected.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>It is good to know that.<\/h2>\n<p>..cope with unexpected difficulties. Unexpected events involving unforeseen expenses may suddenly appear in the course of life. It is advisable, therefore, to prepare in time to face them calmly. The first step is to ask yourself questions to focus on your needs for peace of mind and develop answers consistent with what you actually have available.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>It must be consideredase that.<\/h2>\n<p>Some unexpected events, such as the <strong>loss of a job<\/strong>, an <strong>injury<\/strong>, a <strong>traffic accident<\/strong>, or <strong>home renovation <\/strong>as a result of unforeseen events, can have a major impact on life. First of all.<span> <\/span><strong>you need to become more aware of the risks you are exposed to<\/strong>, decide which ones you are willing to take, and establish a scale of priorities.<\/p>\n<p>Meanwhile, it is important<span> <\/span> to<strong>save as a precautionary<\/strong> measure<span> <\/span>in order to have the necessary resources to deal with the possible unexpected event; setting aside an amount that is easy to draw on in case of need is a prudent choice.<\/p>\n<p>And if the event catches you off guard instead, you may have to resort to a<span> <\/span><strong>financing<\/strong>; there are various forms of it, differing in features, cost and purpose. Get help from a trained counselor and take some time to make all the necessary considerations regarding the future commitment of the monthly installment.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.17.6&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span style=\"font-size: small;\">Source: <a href=\"http:\/\/www.quellocheconta.gov.it\/it\/cosa-conta-per-te\/sapere\/affrontare-imprevisti\/\">quellocheconta.gov<\/a><\/span><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;32px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><strong>Find out who we are<\/strong><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; padding_mobile=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;row&#8221; _builder_version=&#8221;4.14.9&#8243; background_image=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2020\/08\/Risorsa-1-8.png&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; min_height=&#8221;365.9px&#8221; global_module=&#8221;32968&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_video_slider _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;-4px|0px||25px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_video_slider_item src=&#8221;https:\/\/www.youtube.com\/watch?v=vpsK0yhFecQ&#8221; image_src=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2022\/02\/Copertina-YT_Cose-Adventum.png&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][et_pb_video_slider_item src=&#8221;https:\/\/www.youtube.com\/watch?v=S_R5o3oyjc8&#8243; image_src=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2022\/02\/Copertina-YT_Come-accedere-a-finanziamento.png&#8221; _builder_version=&#8221;4.14.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][et_pb_video_slider_item src=&#8221;https:\/\/youtu.be\/ZYew-XIL_Ww&#8221; image_src=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2022\/02\/Copertina-YT_Chi-puo-beneficiare.png&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][et_pb_video_slider_item src=&#8221;https:\/\/www.youtube.com\/watch?v=GBEGemYO9Qs&#8221; image_src=&#8221;https:\/\/adventum.org\/wp-content\/uploads\/2022\/03\/Copertina-YT_Criteri-di-meritevolezza.png&#8221; _builder_version=&#8221;4.14.9&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; show_image_overlay=&#8221;off&#8221;][\/et_pb_video_slider_item][\/et_pb_video_slider][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans|600|||||||&#8221; text_font_size=&#8221;19px&#8221; text_line_height=&#8221;1.1em&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;&#8221; width_last_edited=&#8221;on|desktop&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;0px|11px|10px|0px|false|false&#8221; text_font_size_tablet=&#8221;17px&#8221; text_font_size_phone=&#8221;16px&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Learn more about the <strong>Adventum Foundation<\/strong>, its activities and the free services it offers.<\/p>\n<p>Watch the videos to learn more.<\/p>\n<p>If you find yourself in an <strong>over-indebtedness<\/strong> situation or if you think the only solution is the loan shark, contact us, we can give you <strong>practical<\/strong> and <strong>legal<\/strong> <strong>support<\/strong> to solve your problems.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2021\/03\/Brochure_Fondo_Prevenzione_Usura_agg._09072020.pdf&#8221; button_text=&#8221;CONTACT US&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#f1c65f&#8221; button_border_width=&#8221;0px&#8221; button_border_color=&#8221;#f1c65f&#8221; button_border_radius=&#8221;100px&#8221; button_font=&#8221;|600|||||||&#8221; button_icon=&#8221;&#x3d;||divi||400&#8243; background_layout=&#8221;dark&#8221; button_bg_color_tablet=&#8221;&#8221; button_bg_color_phone=&#8221;&#8221; button_bg_color_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#f1c65f&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#ffffff&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;60px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;33px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Learn about other financial best practices<\/h1>\n<p>[\/et_pb_text][et_pb_blog fullwidth=&#8221;off&#8221; posts_number=&#8221;3&#8243; include_categories=&#8221;87&#8243; use_overlay=&#8221;on&#8221; hover_overlay_color=&#8221;rgba(255,204,51,0.56)&#8221; hover_icon=&#8221;&#xf1ea;||fa||900&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; border_color_all=&#8221;RGBA(255,255,255,0)&#8221; border_width_left=&#8221;0px&#8221; border_radii_image=&#8221;on|13px|13px|13px|13px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blog][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Follow us on our social media<\/p>\n<p>[\/et_pb_text][et_pb_social_media_follow _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;|||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_social_media_follow_network social_network=&#8221;facebook&#8221; url=&#8221;https:\/\/www.facebook.com\/FondazioneAdventum&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#3b5998&#8243; global_colors_info=&#8221;{}&#8221; follow_button=&#8221;off&#8221; url_new_window=&#8221;on&#8221;]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=&#8221;twitter&#8221; url=&#8221;https:\/\/twitter.com\/FAdventum&#8221; 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met.<\/p>\n","protected":false},"author":11,"featured_media":34913,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[295,300,201,299],"tags":[301,368,210,208,284,367,369,285,206],"class_list":["post-36986","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education","category-good-financial-advice","category-news-en","category-overindebtedness","tag-adventum-en","tag-because-you-get-a-raise-on-your-salary-for-example","tag-debt","tag-debts","tag-family-budget","tag-if-your-income-increases","tag-it-is-a-good-habit-to-increase-savings-accordingly-as-well","tag-money-management","tag-revenue"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Good financial advice #13 | Make savings part of monthly budget - Fondazione Adventum - Solidariet\u00e0 Antisura<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/en\/good-financial-advice-13-make-savings-part-of-monthly-budget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Good financial advice #13 | Make savings part of monthly budget - Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"og:description\" content=\"Savings are part of the monthly budget, so you can easily manage income and expenses and in case choose to change the budget for a month if there are pressing needs to be met.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/adventum.org\/en\/good-financial-advice-13-make-savings-part-of-monthly-budget\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondazione 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