{"id":36941,"date":"2022-09-09T09:27:46","date_gmt":"2022-09-09T07:27:46","guid":{"rendered":"https:\/\/adventum.org\/good-financial-advice-18-spend-less-than-you-earn\/"},"modified":"2024-06-10T14:42:48","modified_gmt":"2024-06-10T12:42:48","slug":"good-financial-advice-18-spend-less-than-you-earn","status":"publish","type":"post","link":"https:\/\/adventum.org\/en\/good-financial-advice-18-spend-less-than-you-earn\/","title":{"rendered":"Good financial advice #18 | Spend less than you earn"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” min_height=”99.4px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

One rule that always applies to a good investor is to spend less than you earn<\/strong>. If, for example, you earn 2,000 euros each month you can consider that 1,500 will be devoted to expenses, necessary and otherwise, while the remaining 500 euros will be savings.<\/span><\/p>\n

There are many best practices for managing money better and better…here are some fairly common ones to avoid missteps when it comes to managing your money:<\/p>\n

    \n
  1. Create a financial diary<\/strong><\/a><\/strong><\/li>\n
  2. 50\/30\/20 rule<\/a><\/strong><\/li>\n
  3. Spend one minute of money a day<\/strong><\/a><\/li>\n
  4. Set financial goals<\/strong><\/a><\/li>\n
  5. Set a periodic budget<\/strong><\/a><\/li>\n<\/ol>\n

    <\/span><\/p>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” background_enable_image=”off” custom_padding=”60px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” min_height=”33px” global_colors_info=”{}”]<\/p>\n

    Learn about other financial best practices<\/h1>\n

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    If you set as a goal to live within your means you will immediately understand what expenses you can or cannot incur to avoid having to ask other people or the bank for money.<\/p>\n","protected":false},"author":11,"featured_media":34927,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[295,300,201,299],"tags":[357,358,359],"class_list":["post-36941","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-education","category-good-financial-advice","category-news-en","category-overindebtedness","tag-it-is-not-certain-that-the-investments-made-during-the-year-are-still-worthwhile-in-the-future","tag-situations-change-and-so-do-the-gains-that-is-why-it-is-always-good-to-check-with-fixed-deadlines-the-situation-of-the-investment-portfolio","tag-to-avoid-continuing-to-invest-resources-in-something-that-no-longer-bears-fruit"],"yoast_head":"\nGood financial advice #18 | Spend less than you earn - Fondazione Adventum - Solidariet\u00e0 Antisura<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/en\/good-financial-advice-18-spend-less-than-you-earn\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Good financial advice #18 | Spend less than you earn - Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"og:description\" content=\"If you set as a goal to live within your means you will immediately understand what expenses you can or cannot incur to avoid having to ask other people or the bank for money.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/adventum.org\/en\/good-financial-advice-18-spend-less-than-you-earn\/\" \/>\n<meta property=\"og:site_name\" content=\"Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"article:published_time\" content=\"2022-09-09T07:27:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-10T12:42:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/adventum.org\/wp-content\/uploads\/18.-Spendi-meno-di-quanto-guadagni.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Daniele Amodeo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Daniele Amodeo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-18-spend-less-than-you-earn\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-18-spend-less-than-you-earn\\\/\"},\"author\":{\"name\":\"Daniele Amodeo\",\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/#\\\/schema\\\/person\\\/eaf1f9ea6cc66cc8231754ac6c6fd4ff\"},\"headline\":\"Good financial advice #18 | Spend less than you earn\",\"datePublished\":\"2022-09-09T07:27:46+00:00\",\"dateModified\":\"2024-06-10T12:42:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-18-spend-less-than-you-earn\\\/\"},\"wordCount\":646,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/adventum.org\\\/en\\\/good-financial-advice-18-spend-less-than-you-earn\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/adventum.org\\\/wp-content\\\/uploads\\\/18.-Spendi-meno-di-quanto-guadagni.png\",\"keywords\":[\"It is not certain that the investments made during the year are still worthwhile in the future\",\"situations change and so do the gains. 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