{"id":35226,"date":"2017-05-18T13:14:52","date_gmt":"2017-05-18T11:14:52","guid":{"rendered":"https:\/\/adventum.org\/practical-notebook\/"},"modified":"2023-04-17T09:43:31","modified_gmt":"2023-04-17T07:43:31","slug":"practical-notebook","status":"publish","type":"post","link":"https:\/\/adventum.org\/en\/practical-notebook\/","title":{"rendered":"Practical notebook"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221;][et_pb_row admin_label=&#8221;row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text admin_label=&#8221;Text&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<p style=\"text-align: justify;\">Have you already requested our <strong><a href=\"http:\/\/solosepuoi.ottopermilleavventisti.it\/uso-del-denaro\/spese\/\" target=\"_blank\" rel=\"noopener noreferrer\">PRACTICAL PAPERBOOK<\/a><\/strong> for <strong>income and expenditure management<\/strong>? We thought of it as an <strong>aid and a stimulus to a very useful habit: keeping a grip on managing your money<\/strong>. In the <a href=\"http:\/\/solosepuoi.ottopermilleavventisti.it\/uso-del-denaro\/spese\/\" target=\"_blank\" rel=\"noopener noreferrer\">QUADERNO<\/a> you can write down each month your income and that of your family members, any income, and then in the right-hand columns faithfully note how you have, or have, managed them.<\/p>\n<p style=\"text-align: justify;\">There <strong>will be outgoings that you definitely can&#8217;t choose whether to pay them or not<\/strong>, such as mortgage or financing payments, electricity and gas bills&#8211;and then there are food <strong>expenses<\/strong>, phone refills, other small necessities. You&#8217;ll notice that maybe you have <strong>a modicum of control<\/strong> here; there will be a few months when you realize you&#8217;ve spent more, maybe you&#8217;ve done a double phone recharge because your credit had run out without realizing it, or you&#8217;ve bought items that sit there unused for quite a while&#8230;<\/p>\n<p style=\"text-align: justify;\">Once you have <strong>filled them out, look at your monthlies with detachment, be critical<\/strong>. <span style=\"text-decoration: underline;\">Imagine you are an entrepreneur who is monitoring the performance of your company to see where to intervene, where to correct.<\/span> Where to use your decision-making skills authoritatively. After all, your family, your self, is also a business, and in order to function well you must first be aware of where you can improve it.  <strong>Buy each good by thinking about it first, think about what you really need, what you will only need later, make your choices.<\/strong><\/p>\n<p style=\"text-align: justify;\">Add to this account keeping one more factor: <strong>manage future expenses<\/strong>. Do the calculation of how much you spend per year on car insurance and stamp duty, divide by 12, and put that monthly amount in a piggy bank or wallet.  <strong>You&#8217;ll find that just the thought of setting aside \u20ac60 or \u20ac80 or \u20ac120 each month to find yourself when your policy and tax stamps expire with money already in hand makes you feel more confident, and also in a positive mood.<\/strong>  And you will probably feel like asking for quotes later on to lower the cost of your policy.<\/p>\n<p style=\"text-align: justify;\"><strong><a href=\"http:\/\/www.adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-28641\" src=\"http:\/\/www.adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico-300x200.jpg\" alt=\"\" width=\"300\" height=\"200\" srcset=\"https:\/\/adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico-300x200.jpg 300w, https:\/\/adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico-768x512.jpg 768w, https:\/\/adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico-1024x683.jpg 1024w, https:\/\/adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico-1080x720.jpg 1080w, https:\/\/adventum.org\/wp-content\/uploads\/2017\/05\/Quaderno-pratico.jpg 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>Keep in mind also those little \u20ac1 or \u20ac2 expenses that added up in a month constitute larger items than we expect<\/strong>: breakfasts out, coffee, newspaper&#8230; That monthly amount is to be expected, especially if you are managing several installments, or back taxes, or if you have future plans.<\/p>\n<p style=\"text-align: justify;\"><strong>Become fully in control of your money. <a href=\"http:\/\/solosepuoi.ottopermilleavventisti.it\/uso-del-denaro\/spese\/\" target=\"_blank\" rel=\"noopener noreferrer\">Request the QUADERN<\/a>, or if you reside in one of the cities of the campaign tour stops ONLY IF YOU CAN you can receive it from our guys<\/strong>. An extra little habit that also improves your relationship with yourself and your family.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you already requested our PRACTICAL PAPERBOOK for income and expenditure management? We thought of it as an aid and a stimulus to a very useful habit: keeping a grip [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":34303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[201],"tags":[284,243,285,207,283,206],"class_list":["post-35226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-en","tag-family-budget","tag-family-money-management","tag-money-management","tag-outputs","tag-responsible-use-of-money","tag-revenue"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Practical notebook - Fondazione Adventum - Solidariet\u00e0 Antisura<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/en\/practical-notebook\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Practical notebook - Fondazione Adventum - Solidariet\u00e0 Antisura\" \/>\n<meta property=\"og:description\" content=\"Have you already requested our PRACTICAL PAPERBOOK for income and expenditure management? 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