{"id":35012,"date":"2017-01-30T14:49:57","date_gmt":"2017-01-30T13:49:57","guid":{"rendered":"https:\/\/adventum.org\/monthly-budget\/"},"modified":"2023-04-17T09:42:04","modified_gmt":"2023-04-17T07:42:04","slug":"monthly-budget","status":"publish","type":"page","link":"https:\/\/adventum.org\/en\/monthly-budget\/","title":{"rendered":"Monthly budget"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Testata&#8221; _builder_version=&#8221;3.22&#8243; background_color=&#8221;#36566f&#8221; background_image=&#8221;http:\/\/www.adventum.org\/wp-content\/uploads\/2015\/06\/storia_Andreina.jpg&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; padding_mobile=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; min_height=&#8221;356.1px&#8221;][et_pb_row padding_mobile=&#8221;on&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;8%||10%|&#8221; custom_padding=&#8221;||0px|&#8221; custom_width_px=&#8221;980px&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_2,1_2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Roboto Light||||&#8221; text_text_color=&#8221;#673ab7&#8243; text_font_size=&#8221;24&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;||0px|&#8221; custom_css_main_element=&#8221;font-weight:300;&#8221; global_colors_info=&#8221;{}&#8221;]\u00a0<br \/>\n[\/et_pb_text][et_pb_text admin_label=&#8221;Titolo&#8221; _builder_version=&#8221;4.10.6&#8243; text_font=&#8221;Yeseva One||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;46px&#8221; text_line_height=&#8221;1.1em&#8221; background_color=&#8221;rgba(54,86,111,0.7)&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;98%&#8221; custom_margin=&#8221;24px||0px|&#8221; custom_padding=&#8221;10px|10px|10px|10px&#8221; hover_enabled=&#8221;0&#8243; text_font_size_phone=&#8221;36&#8243; custom_css_main_element=&#8221;font-weight:300;&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>MONTHLY budget and<br \/>summary of DEBTS<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;3.27.4&#8243; text_font=&#8221;Roboto||||&#8221; text_text_color=&#8221;#673ab7&#8243; text_font_size=&#8221;20&#8243; text_letter_spacing=&#8221;1px&#8221; text_line_height=&#8221;1.1em&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_margin=&#8221;48px|||&#8221; text_font_size_phone=&#8221;16&#8243; global_colors_info=&#8221;{}&#8221;]\u00a0<br \/>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Sezione&#8221; _builder_version=&#8221;3.22&#8243; custom_padding=&#8221;35px|0px|35px|0px&#8221; custom_padding_tablet=&#8221;50px|0|50px|0&#8243; custom_padding_phone=&#8221;&#8221; padding_mobile=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; custom_margin=&#8221;0px|||||&#8221;][et_pb_row padding_mobile=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; admin_label=&#8221;Line&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;2_3,1_3&#8243;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Testo&#8221; _builder_version=&#8221;4.10.6&#8243; text_font=&#8221;Yeseva One||||||||&#8221; text_text_color=&#8221;#d49e00&#8243; text_font_size=&#8221;28px&#8221; text_line_height=&#8221;1.3em&#8221; header_font_size=&#8221;28px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Adventum Foundation prevents usury risk by supporting people in economic distress.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjMwMjMwIn19@&#8221; button_text=&#8221;DONATE NOW&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.5.6&#8243; _dynamic_attributes=&#8221;button_url&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;22px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#195570&#8243; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;100px&#8221; button_font=&#8221;|||on|||||&#8221; button_icon=&#8221;%%28%%&#8221; background_layout=&#8221;dark&#8221; button_bg_color_tablet=&#8221;&#8221; button_bg_color_phone=&#8221;&#8221; button_bg_color_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#E89F00&#8243; button_bg_enable_color__hover=&#8221;on&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.10.6&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; background_enable_color=&#8221;off&#8221; title_text=&#8221;Risorsa 1-8&#8243; background_image=&#8221;https:\/\/adventum.s3.eu-west-1.amazonaws.com\/wp-content\/uploads\/2020\/07\/Risorsa-1-8.png&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Testo&#8221; _builder_version=&#8221;4.10.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; text_text_color=&#8221;#000000&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>To better assess your debt situation, please download the sheets below to make a &#8220;<strong>DEBT OVERVIEW<\/strong>&#8221; and &#8220;<strong>MONTHLY BALANCE<\/strong>&#8221; between your family&#8217;s income and expenses.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_2,1_2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_image src=&#8221;http:\/\/www.adventum.org\/wp-content\/uploads\/2017\/01\/riepilogo-debiti.png&#8221; alt=&#8221;Debt Summary&#8221; align=&#8221;center&#8221; align_tablet=&#8221;center&#8221; align_last_edited=&#8221;on|desktop&#8221; admin_label=&#8221;Immagine&#8221; _builder_version=&#8221;3.23&#8243; animation=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;] [\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Testo&#8221; _builder_version=&#8221;4.10.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; text_text_color=&#8221;#000000&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>To fill out the  <strong>DEBT SHEET<\/strong> you must indicate the  <strong>type of debt<\/strong> (e.g., home mortgage, overdraft, loan, assignment of V\u00b0, etc.) and the  <strong>reason why<\/strong> the debt was <strong>incurred or arose<\/strong>; the  <strong>creditor <\/strong>(e.g., banking institution, finance company, INPS, various fees and taxes, rent, utilities, debts to relatives\/friends\/employer, etc.); the<strong>original amount<\/strong> and the<strong>amount outstanding<\/strong>; the <strong>date the debt began<\/strong>; its <strong>duration<\/strong>; the <strong>installments in arrears<\/strong>; and the <strong>monthly installment<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_2,1_2&#8243;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Testo&#8221; _builder_version=&#8221;4.10.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; text_text_color=&#8221;#000000&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>To make the  <strong>MONTHLY BUDGET <\/strong>you must indicate,  <strong>in<\/strong> <strong>revenue<\/strong>, the  <strong>main income<\/strong>, the<strong>possible second income<\/strong>, the  <strong>children&#8217;s income<\/strong>,  <strong>other income<\/strong> and  <strong>Any other income<\/strong>;  <strong>in the outputs<\/strong> you must, on the other hand, indicate the monthly share of the<strong>rent<\/strong> or the  <strong>mortgage<\/strong>, the monthly share of the  <strong>utilities<\/strong>, expenses for the  <strong>food<\/strong>, the  <strong>fuel<\/strong>, the monthly fee of the  <strong>stamp<\/strong> and\/or theautomobile <strong>insurance<\/strong>, the monthly fee for the  <strong>school\/<\/strong><strong>university<\/strong>, <strong>withholding of the V\u00b0<\/strong>, <strong>proxy loan<\/strong>, <strong>total installments for financing<\/strong> and <strong>miscellaneous expenditures<\/strong>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; 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url_new_window=&#8221;on&#8221; button_text=&#8221;Download&#8221; button_alignment=&#8221;center&#8221; admin_label=&#8221;bottone bilancio mensile&#8221; _builder_version=&#8221;4.10.6&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;24px&#8221; button_letter_spacing=&#8221;4px&#8221; button_icon=&#8221;l&#8221; button_icon_color=&#8221;#FFFFFF&#8221; background_layout=&#8221;dark&#8221; hover_enabled=&#8221;0&#8243; button_text_color_hover=&#8221;#d49e00&#8243; button_letter_spacing_hover=&#8221;4px&#8221; global_colors_info=&#8221;{}&#8221; button_text_size__hover_enabled=&#8221;off&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_text_color__hover=&#8221;#FFFFFF&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_border_width__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_border_color__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_border_radius__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_letter_spacing__hover_enabled=&#8221;on&#8221; button_letter_spacing__hover=&#8221;0px&#8221; button_one_letter_spacing__hover_enabled=&#8221;off&#8221; button_two_letter_spacing__hover_enabled=&#8221;off&#8221; button_bg_color__hover_enabled=&#8221;off&#8221; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221; sticky_enabled=&#8221;0&#8243; button_text_color=&#8221;#FFFFFF&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;27px&#8221;] [\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Testo&#8221; _builder_version=&#8221;4.10.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_layout=&#8221;dark&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; text_text_color=&#8221;#000000&#8243; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>The downloadable PDF form can be filled out with Adobe Acrobat or similar program.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;3.22&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Testo&#8221; _builder_version=&#8221;3.27.4&#8243; text_font_size=&#8221;27px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; max_width=&#8221;85%&#8221; global_colors_info=&#8221;{}&#8221;]Fill in <strong>all the items<\/strong> on your DEBT SHEET and MONTHLY BALANCE SHEET and send them to <a href=\"mailto:info@adventum.org\">info@adventum.org<\/a>. We will assess your situation together!<br \/>\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0 MONTHLY budget andsummary of DEBTS\u00a0 Adventum Foundation prevents usury risk by supporting people in economic distress.To better assess your debt situation, please download the sheets below to make a [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-35012","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Monthly Budget - Adventum Onlus Foundation<\/title>\n<meta name=\"description\" content=\"To better assess your debt situation, we encourage you to do the &quot;DEBT SUMMARY&quot; and &quot;MONTHLY BALANCE&quot; between income and expenses.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/adventum.org\/en\/monthly-budget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Monthly Budget - 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